Luxury Home Insurance – Port Hacking

Specialist deepwater estate, foreshore residence & high-value home insurance for Port Hacking

Port Hacking is one of the most exclusive and tightly held deepwater enclaves in the Sutherland Shire — home to luxury waterfront mansions, multi-level architectural residences, private pontoons, boatsheds, and multi-million-dollar foreshore estates. With steep-block engineering, premium imported materials, high-value contents and direct water access, Port Hacking properties require specialist luxury home insurance, not standard retail cover.

Luxsure provides bespoke private-client insurance tailored specifically for Port Hacking’s high-value luxury homes, deepwater estates and foreshore properties.

Your Port Hacking residence requires insurance engineered for its true replacement cost.

Why Port Hacking Homes Require Specialist Luxury Insurance

Port Hacking contains some of the most complex, high-value and environmentally exposed homes in Greater Sydney.

Deepwater & Foreshore Exposure

Salt corrosion on external facades, frames & structural elements
Storm surge, wave activity & tidal behaviour
Marine growth impact on pontoons, piers & boatsheds
High wind exposure on elevated blocks
Foreshore erosion and soil movement risk

High-End Construction & Rebuild Costs

Multi-storey homes built into steep slopes
Imported stone, glass, steel & custom fabrication
Large pool zones, terraces & retaining walls
High-end landscaping engineered into the foreshore
Multi-room designer interiors & custom joinery

High-Net-Worth Lifestyle Requirements

Luxury contents, art & jewellery
High-security smart-home systems
Domestic worker liability
Guest and visitor personal liability
Multi-property portfolio coverage

Waterfront pockets such as Turriell Point, Shiprock, Yowie Point and the Lilli Pilli/Port Hacking interface often require significantly higher coverage limits.

What Luxsure Covers in Port Hacking

Your tailored luxury insurance program can include:

Deepwater waterfront mansions
Clifftop & foreshore architectural residences
Modern prestige rebuilds
High-value family homes with premium materials
High-value contents, art, jewellery & collections
Worldwide valuables cover
Domestic staff liability
High-limit personal liability for HNW households
Holiday & secondary waterfront homes

We build your policy around the true rebuild cost, materials, exposure and lifestyle of your Port Hacking property.

Prestige Port Hacking Areas We Serve

✔ Turriell Point — trophy deepwater homes & multi-level residences
✔ Shiprock / Shiprock Road area — foreshore prestige pocket
✔ Yowie Point — luxury waterfront enclave
✔ Port Hacking Road (waterfront section) — premium homes & rebuilds
✔ Lilli Pilli / Port Hacking interface streets
✔ Gowrie Point vicinity

These are the highest-value and most exclusive pockets in Port Hacking.

Our Private-Client Insurance Process

1. Foreshore Risk Review

We assess deepwater exposure, materials, foundations, and high-value contents.

2. Bespoke Policy Engineering

Your coverage is precisely tailored for Port Hacking’s waterfront profile.

3. Placement With Elite Private-Client Insurers

We only partner with underwriters who specialise in high-value coastal homes.

4. VIP Claims Support

Private, discreet, priority claims management for HNW homeowners.

Why Port Hacking Homeowners Choose Luxsure

Deep expertise in waterfront & deepwater property insurance
Accurate rebuild valuations for multi-level engineered homes
Extremely high limits and fewer exclusions
Worldwide valuables coverage
Premium liability protection
Complete privacy & confidentiality
Multi-property portfolio management

Luxury waterfront homes require a luxury private-client approach.

Delivering specialist luxury home insurance across Sydney’s Sutherland Shire — including Caringbah South, Burraneer, Cronulla and Lilli Pilli — with tailored protection for waterfront estates, high-value family homes and prestige coastal properties throughout the Shire.