Luxsure Insurance - Luxury Home Insurance Broker

A new year is the perfect time to review more than just personal goals and finances — it’s also an important opportunity to reassess your luxury home insurance . For high-value homes, insurance isn’t simply a box-ticking exercise. Construction costs change, renovations are completed, valuable items are acquired, and risk profiles evolve. If your policy hasn’t been reviewed recently, there’s a real risk that your home or contents may be underinsured  or inadequately protected. At Luxsure...

The holiday season is a time for travel, entertaining, and extended time away from home. For owners of luxury properties, it’s also one of the highest-risk periods of the year  — yet it’s often when insurance cover is least reviewed. Standard home insurance policies frequently fall short when it comes to high-value homes, bespoke finishes, and lifestyle risks that become more pronounced over the holidays. Ensuring you have the right  cover in place before you lock the door or host a house...

Underinsurance has become one of the most significant issues affecting homeowners across Australia in 2025 — and it is especially common in premium areas such as Sydney’s Eastern Suburbs. From Vaucluse and Bellevue Hill to Rose Bay, Bronte, Tamarama, Bondi, and Woollahra, many properties have not updated their insurance sums to reflect today’s rebuilding costs. This blog explains, factually and clearly,  why underinsurance occurs ,  why Eastern Suburbs homes are more vulnerable , and  how...