Every day across Australia — especially in high-value homes in Sydney’s Eastern Suburbs — accidents happen.A dropped laptop. Red wine on a wool carpet. A cracked stone benchtop. A DIY mishap gone wrong. What most homeowners don’t realise is this:👉 Standard home insurance does not  cover many of these everyday incidents. This is where Accidental Damage Cover  becomes essential — particularly for luxury homes in Vaucluse , Bellevue Hill , Rose Bay , Double Bay , Bondi , Bronte