​​Insurance referrals for mortgage brokers: a better client outcome

A mortgage may be settled, but your client’s property journey is only beginning. Their new home, investment property, renovation or refinance may require insurance that reflects the true value of the property, the cost of rebuilding and the lifestyle they are protecting.

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Luxsure is not designed around generic, one-size-fits-all insurance. We help clients who may need a more considered approach to home and contents insurance, particularly where the home is high-value, architect-designed, waterfront, extensively renovated or filled with valuable possessions.

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Mortgage brokers refer clients to Luxsure when they want an experienced insurance specialist to handle the conversation professionally, without compromising the trusted relationship they have built.

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Who should mortgage brokers refer to Luxsure?

Luxsure can assist mortgage-broker clients throughout Australia, including clients who are:

• Buying a luxury home, prestige property or high-value residence

• Refinancing a home that may have increased significantly in value

• Purchasing an architect-designed, newly built or extensively renovated home

• Moving into a premium apartment, penthouse, townhouse or waterfront property

• Buying a holiday home, second residence or investment property

• Protecting valuable jewellery, watches, fine art, collections or luxury contents

• Installing smart-home technology, premium finishes, pools, outdoor kitchens or specialist features

• Concerned their existing home insurance policy may not reflect their rebuilding or replacement requirements

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Why mortgage brokers choose Luxsure Insurance

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A referral partner that protects your client experience

Your reputation is built on trust, communication and outcomes. Luxsure approaches every referred client with the same standard of care. We take time to understand the client’s property, lifestyle and insurance priorities before discussing suitable options.

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Specialist high-value home insurance expertise

High-value homes can involve more than a standard sum insured. Construction quality, bespoke finishes, replacement costs, landscaping, pools, smart-home systems, valuable contents and policy limits can all matter.

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National service with local understanding

Luxsure supports mortgage brokers and their clients across Sydney, New South Wales, Melbourne, Victoria, Brisbane, Queensland, Perth, Western Australia, Adelaide, South Australia and Australia-wide.

 

A simple mortgage-broker referral process

Submit a referral through the form below. With your client’s consent, Luxsure will contact them directly, discuss their insurance requirements and manage the next steps efficiently and professionally.

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Mortgage broker insurance referral process

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1. Introduce your client

Submit the client’s details, property location and a short overview of their requirements through the Luxsure referral form.

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2. Luxsure reviews the insurance opportunity

A Luxsure specialist considers the property type, estimated value, valuable contents, existing cover and any specialist insurance needs.

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3. Your client receives dedicated support

With their consent, your client is contacted directly to discuss suitable insurance options and the details that may affect their cover.

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4. Add value beyond settlement

Your client receives access to specialist insurance support while you remain the trusted broker who identified the need and made the introduction.

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Refer a mortgage client to Luxsure Insurance

If your client is purchasing, refinancing or protecting a high-value property, refer them to Luxsure today.

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Referral form fields:

• Mortgage broker name

• Brokerage business name

• Email address

• Mobile number

• Client name

• Client email address

• Client mobile number

• Property suburb, state and postcode

• Estimated property value

• Property type

• Valuable contents or specialist insurance requirements

• Referral notes

• Consent confirmation: “I confirm that the client has consented to Luxsure Insurance contacting them about this referral.”

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Frequently asked questions

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What is a mortgage broker insurance referral?

A mortgage broker insurance referral is an introduction between a mortgage broker’s client and an insurance specialist. It allows clients to receive support with home, contents and specialist insurance after purchasing, refinancing or upgrading a property.

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What types of mortgage clients can Luxsure assist?

Luxsure assists clients with high-value homes, prestige properties, premium apartments, waterfront residences, architect-designed homes, renovated properties, valuable contents, jewellery, watches, art and collections.

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Can mortgage brokers refer clients outside Sydney?

Yes. Luxsure supports mortgage brokers and clients throughout Australia, including Sydney, Melbourne, Brisbane, Perth, Adelaide, regional NSW, regional Victoria, regional Queensland and other Australian locations.

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Why should a broker refer a client for a home insurance review?

A property purchase, refinance, renovation or lifestyle upgrade can change a client’s insurance needs. A review can help identify whether the existing policy, rebuilding amount, contents limits and specialist cover requirements still reflect the client’s circumstances.

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Does Luxsure work only with luxury homes?

Luxsure has a strong focus on luxury homes, high-value properties and valuable lifestyles. However, the team may also assist clients with specialist home and contents insurance needs beyond a standard policy.

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Will Luxsure contact the client directly?

Yes. Once the client has given consent, Luxsure will contact them directly and manage the insurance discussion professionally.

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Become a Luxsure mortgage broker referral partner

Give your clients access to specialist insurance support when it matters most. Whether they are purchasing a prestige home in Sydney, refinancing a luxury apartment in Melbourne, upgrading a family home in Brisbane or protecting valuable contents anywhere in Australia, Luxsure can help.

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Refer a client today or speak with Luxsure about becoming a mortgage broker referral partner.

General information only. Insurance is subject to insurer underwriting criteria, policy terms, conditions, exclusions and limits. Consider the relevant product documentation before making a decision.