Luxury Home Insurance Sydney

Premium, high-net-worth home insurance for Sydney’s prestige and waterfront properties

Luxsure provides specialist luxury home insurance in Sydney, tailored exclusively for high-net-worth individuals, prestige homeowners and owners of high-value architectural residences. Sydney’s luxury property market demands precise underwriting, higher limits, premium claims support and discreet private-client management — all of which Luxsure delivers.

If your home requires more than a standard insurance policy, Luxsure offers Sydney’s leading bespoke, high-value home insurance solutions.

Why Sydney Requires Specialist Luxury Home Insurance

Sydney’s prestige suburbs have some of the highest property values and most complex risk profiles in Australia. Luxury homes in Sydney require specialist protection because they often feature:

High rebuild values & imported materials
Architect-designed structures & bespoke finishes
Waterfront exposure (storm, corrosion, salt, surge)
High-value contents (art, jewellery, collectibles)
Multiple Sydney residences & investment properties
Higher personal liability exposure
Domestic staff, guests & lifestyle obligations
Unique architectural or heritage elements

Sydney’s luxury homes cannot be adequately protected by standard insurers.

Luxsure solves this with tailored, high-net-worth coverage.

What Luxsure Covers in Sydney

Luxury home insurance tailored for high-value assets:

Prestige homes & multi-million-dollar residences
Waterfront homes in Mosman, Vaucluse, Rose Bay & Balmoral
Architectural homes in Bellevue Hill, Darling Point & Hunters Hill
Luxury apartments & penthouses
High-value contents, art, jewellery & collections
Worldwide valuables cover
Domestic workers’ liability
Personal liability cover for high-net-worth households
Landlord & investment property protection
Holiday homes & secondary residences

Your Sydney home is extraordinary — your insurance must match.

🔍 Our Private-Client Insurance Process

Luxsure’s tailored process delivers precision protection:

1. Comprehensive Risk Review

We evaluate your home, contents, lifestyle risks, rebuild requirements and current policies.

2. Bespoke Policy Design

We build a customised luxury home insurance program specifically for your Sydney property.

3. Specialist Placement & Claims Support

We negotiate with premium insurers and provide specialist, VIP-level claims support.

Sydney Suburbs Served by Luxsure

Luxsure provides luxury home insurance across Sydney’s suburbs, including:

East Sydney:

North Sydney: