Owning fine art, antiques or rare collectibles is a genuine privilege — but protecting these high-value pieces requires far more than a standard home insurance policy.Across Australia’s prestige property markets, from Sydney to Melbourne , Perth to Brisbane , collectors are discovering that basic home cover is not enough  for irreplaceable assets. Whether you live in a luxury apartment, coastal estate, architectural home or a heritage property, your artwork, antiques and co

Every day across Australia — especially in high-value homes in Sydney’s Eastern Suburbs — accidents happen.A dropped laptop. Red wine on a wool carpet. A cracked stone benchtop. A DIY mishap gone wrong. What most homeowners don’t realise is this:👉 Standard home insurance does not  cover many of these everyday incidents. This is where Accidental Damage Cover  becomes essential — particularly for luxury homes in Vaucluse , Bellevue Hill , Rose Bay , Double Bay , Bondi , Bronte