CHUBB LUXURY HOME INSURANCE – AUSTRALIA
Prestige Home Insurance for High-Net-Worth Properties | Luxsure x Chubb
Chubb Luxury Home Insurance – Specialist Cover for Australia’s Most Prestigious Homes
Chubb is globally recognised as the #1 insurer for high-net-worth homes, prestige properties and ultra-luxury residences. Luxsure partners directly with Chubb to provide bespoke, private-client home insurance for Australia’s most valuable homes — including waterfront mansions, architect-designed residences, estates, penthouses and high-value contents.
If you own a multi-million-dollar property, Chubb delivers unmatched protection, elite claims service and broader coverage than standard insurers.
Why High-Value Homes Choose Chubb
Chubb provides industry-leading luxury home insurance, including:
✓ Extended Replacement Coverage
Chubb can cover the FULL cost to rebuild — even if it exceeds the sum insured.
✓ Superior Claims Handling
Chubb is globally known for fast, fair, premium-level claims support for prestige clients.
✓ Architectural & Designer Home Protection
Covers:
• Bespoke joinery
• Imported stone & marble
• Handcrafted finishes
• Complex steel/glass architecture
• High-end renovations
✓ High-Value Contents & Collections Cover
Fine art, jewellery, watches, antiques, sculptures, luxury furnishings, rare collections.
✓ Worldwide Valuables Cover
Chubb protects jewellery, watches and art anywhere in the world — 24/7.
✓ Waterfront & Coastal Exposure Cover
Perfect for harbourside, beachfront or riverfront homes exposed to:
Salt, corrosion, storms, wind-loading, surge, moisture, clifftop risk.
Who Chubb Home Insurance Is Perfect For
Chubb is ideal for:
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Luxury homes ($3M–$50M+ rebuild value)
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Waterfront estates (Sydney Harbour, Perth’s Swan River, QLD beachfront)
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Architect-designed homes
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Heritage mansions
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Penthouses & luxury apartments
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Boutique estates & trophy homes
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Multi-property high-net-worth portfolios
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Homes requiring complete confidentiality
What Chubb Covers
Luxury Home Cover
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High rebuild costs
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Premium materials
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Pools, spas, custom landscaping
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Multi-level architecture
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Climate & coastal resilience
Prestige Contents
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Fine art, sculptures & collections
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Designer furniture
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Antiques & luxury décor
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Wine cellars
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Home theatres & technology systems
Worldwide Cover
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Jewellery
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Watches
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Personal valuables
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Global travel coverage
High-Net-Worth Liability
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Domestic staff
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Guests & contractors
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High-profile household risks
Chubb Luxury Home Insurance – Suburbs We Serve
NSW (Sydney’s Most Expensive Suburbs)
Point Piper, Vaucluse, Bellevue Hill, Double Bay, Rose Bay, Woollahra, Dover Heights, Mosman, Hunters Hill, Wahroonga.
VIC (Melbourne Prestige Suburbs)
Toorak, South Yarra, Brighton, Kew, East Melbourne, Malvern, Balwyn, Hawthorn.
QLD (Brisbane’s Elite Suburbs)
Teneriffe, New Farm, Ascot, Hamilton, Chandler, Sunshine Beach.
WA (Perth Western Suburbs)
Peppermint Grove, Dalkeith, Cottesloe, City Beach, Swanbourne, Mosman Park.
SA (Adelaide Prestige Belt)
Unley Park, Medindie, Malvern, Erindale, Walkerville.
Why Chubb + Luxsure Is the Premium Choice
Luxury homeowners choose Luxsure as their Chubb broker because we offer:
✓ Private-client insurance expertise
✓ Higher limits, broader protection
✓ Access to elite Chubb underwriters
✓ Confidential, white-glove service
✓ Accurate rebuild valuations
✓ Multi-property luxury portfolio management
✓ VIP claims advocacy
❓ Chubb Luxury Home Insurance – FAQs
Is Chubb good for luxury homes?
Yes. Chubb is considered one of the BEST insurers for luxury homes globally.
Does Chubb cover waterfront homes?
Absolutely — Chubb specialises in waterfront, coastal and harbourside homes.
Can Chubb insure art and jewellery?
Yes — Chubb provides world-leading protection for fine art & high-value items.
Do you need a broker for Chubb?
YES — Chubb only works through brokers for luxury home insurance. Luxsure is a specialist.
Luxsure partners with leading Australian insurers — including Allianz, CGU, Blue Zebra, Quantum, Prevail and Castle — to help protect high-value homes across Sydney’s Eastern Suburbs, Melbourne’s blue-chip neighbourhoods, Perth’s prestige coastal suburbs and Brisbane’s luxury residential areas. Our insurer panel supports tailored coverage for heritage properties, architect-designed homes, waterfront estates and large-scale renovations, ensuring homeowners receive specialist protection aligned with local risks, rebuild costs and 2025 property trends.
