Luxury Home Insurance – Double Bay​​​​​​​

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Tailored protection for Double Bay’s luxury residences, harbourside homes and high-value lifestyles

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Double Bay is one of Sydney’s most prestigious and highly sought-after residential enclaves — home to boutique luxury apartments, renovated prestige homes, architect-designed residences and premium harbourside properties. With high property values, significant contents exposure and complex lifestyle risks, Double Bay demands specialist, high-net-worth home insurance.

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Luxsure provides bespoke private-client insurance crafted specifically for the needs of Double Bay homeowners.

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Your Double Bay property deserves a policy built for its true value.

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Why Double Bay Homes Need Specialist Luxury Insurance

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Double Bay’s combination of prestige living, harbourside positioning and high-value architecture requires insurance that standard providers cannot offer.

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Luxsure protects homes with:

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• High rebuild values due to premium materials and custom architectural design

• Harbourside and coastal exposure, including wind, salt and storm-related impact

• High-value contents, including art, jewellery, luxury furnishings and collections

• Modern renovations, high-end landscaping and premium outdoor spaces

• Advanced home technology and security systems

• Larger liability exposure, including domestic staff or regular guests

• Properties requiring confidentiality and private-client claims support

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These unique risk factors mean Double Bay homes require higher limits, fewer exclusions and specialist underwriting.

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What Luxsure Covers in Double Bay

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High-net-worth protection tailored to prestige properties:

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• Harbourside homes in Double Bay & Darling Point precincts

• Luxury family residences

• Boutique penthouses & high-end apartments

• Modern architectural homes

• Renovated prestige homes & duplexes

• High-value contents, art, jewellery & luxury items

• Worldwide valuables cover

• Domestic staff liability

• Personal liability for high-net-worth individuals

• Luxury investment properties

• Holiday homes and secondary residences

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Every policy is customised to your home’s size, style and unique risk profile.

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Our Private-Client Insurance Process

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1. High-Value Property Review

​We assess rebuild values, materials, exposures and contents with precision.

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2. Bespoke Policy Design

​We develop a tailored luxury home insurance strategy aligned to your Double Bay property.

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3. Premium Placement & VIP Claims Support

​We negotiate with specialist private-client insurers and deliver priority claims handling.

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Why Double Bay Homeowners Choose Luxsure

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Prestige homeowners in Double Bay trust Luxsure for:

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• Specialist luxury home insurance expertise

• Access to elite private-client insurers

• High coverage limits & comprehensive benefits

• Fewer exclusions than standard policies

• Complete confidentiality & discretion

• Accurate rebuild and asset valuation

• Dedicated claims support

• Seamless management across multi-property portfolios

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This is insurance designed specifically for high-value living.

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❓ Double Bay Luxury Home Insurance – FAQs

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Is Double Bay considered a high-value insurance area?

​Yes — Double Bay’s premium homes, coastal exposure and high rebuild costs require specialist underwriting.

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Do you insure luxury apartments and penthouses in Double Bay?

​Yes — boutique penthouses and premium apartments are eligible.

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Can I insure art, jewellery and luxury contents?

​Absolutely. Worldwide protection for valuables is available.

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Do you cover harbourside and waterside properties?

​Yes — we specialise in prestige waterfront and near-water homes.

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What affects the cost of luxury home insurance in Double Bay?

​Rebuild value, materials, contents, lifestyle exposure and location all influence premiums.

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Do you insure multiple homes?

​Yes — many Double Bay clients own additional homes in Rose Bay, Bellevue Hill or Vaucluse.

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Explore luxury home insurance solutions across Sydney’s Eastern Suburbs, including Point Piper, Woollahra, Rose Bay, Bronte, Tamarama, Bondi, North Bondi, Watsons Bay, Centennial Park, Bellevue Hill, Vaucluse and Dover Heights — delivering specialist protection for high-value homes in Sydney’s most prestigious coastal and harbourside neighbourhoods.