Luxury Home Insurance – Point Piper

Ultra-high-net-worth protection for Point Piper’s harbourside mansions and luxury estates

Point Piper is the pinnacle of prestige living in Australia — home to multi-million-dollar waterfront estates, architectural showpieces, grand residences and ultra-luxury family homes. With some of the highest property values in the country and exposures that standard insurers cannot handle, Point Piper requires true high-net-worth home insurance, designed specifically for elite properties.

Luxsure provides bespoke private-client insurance for Point Piper’s most prestigious homes, offering tailored protection built for exceptional assets.

If your home is in Point Piper, your insurance must operate at an elite level.

Why Point Piper Homes Require Specialist Luxury Insurance

Point Piper is unique — extremely high property values, complex architecture and harbourside exposure create risk factors far beyond the capabilities of standard insurers.

Luxsure specialises in protecting homes with:

Ultra-high rebuild values, often exceeding $10M–$50M+
Absolute waterfront positioning, including storms, surge, wind and salt corrosion
High-end architectural design, custom materials and limited-edition finishes
Extensive renovations and luxury modernisations
High-value contents, including artwork, jewellery, wine collections and luxury furnishings
Advanced home technology, cinema rooms, automation and security systems
Large liability exposure due to domestic staff, contractors, guests or events
Need for absolute discretion and private-client claims service

Point Piper homes demand elite, specialist insurance, not off-the-shelf policies.

What Luxsure Covers in Point Piper

Tailored high-net-worth home insurance for elite assets:

Waterfront mansions & luxury harbourside estates
Architectural and designer-built homes
Multi-level prestige residences
Modern luxury family homes with premium finishes
Renovated heritage or trophy homes
High-value contents, fine art, jewellery & collections
Worldwide valuables protection
Domestic staff & workers’ liability
High-level personal liability cover
Luxury investment properties
Holiday homes & secondary residences
Pools, outdoor entertaining spaces & high-risk external features

Every Point Piper policy is custom-built for accuracy, precision and full asset protection.

Our Private-Client Insurance Process

1. Ultra-High-Value Property Review

We assess rebuild costs, structural complexity, contents and exposure with full precision.

2. Bespoke Luxury Policy Design

We build an elite insurance program crafted exclusively for your Point Piper residence.

3. Placement with Specialist Insurers + VIP Claims Support

We negotiate with private-client insurers and provide dedicated, confidential claims assistance.

Why Point Piper Clients Choose Luxsure

Point Piper homeowners work with Luxsure because we deliver:

True ultra-high-net-worth insurance expertise
Access to specialist global insurers
Higher coverage limits
Fewer exclusions than standard policies
Complete confidentiality & white-glove service
Accurate rebuild valuations
Seamless management across multiple luxury properties
VIP-level claims handling

This is private-client insurance designed for Australia’s most elite properties.

❓ Point Piper Luxury Home Insurance – FAQs

Is Point Piper a high-risk area for insurers?

Yes — extreme harbourside exposure, luxury materials and ultra-high rebuild costs require specialist underwriting.

Do you insure absolute waterfront homes?

Yes — Luxsure specialises in harbourside and ocean-exposed luxury properties.

Can you insure art, jewellery and valuable collections?

Absolutely. Worldwide protection is available for luxury assets.

Are architectural trophy homes more complex to insure?

Yes — unique materials, engineering and custom designs require high-net-worth policies.

How much does luxury home insurance cost in Point Piper?

Premiums vary widely due to property scale and exposure. Luxsure provides tailored pricing.

Do you insure multiple homes or portfolios?

Yes — many Point Piper clients own additional homes across the Eastern Suburbs or interstate.

Explore luxury home insurance solutions tailored for Sydney’s Eastern Suburbs — including Point Piper, Vaucluse, Rose Bay, Double Bay, Bellevue Hill, Tamarama, Bronte, Bondi, North Bondi, Watsons Bay and Centennial Park.