Across Australia, more properties are now being classified as flood-prone, high-risk, or hard-to-insure  — even in suburbs that have never flooded before .Insurers are tightening their underwriting, raising premiums, reducing coverage, and in many cases, declining flood-prone homes altogether . For homeowners in coastal, riverfront, low-lying and storm-affected regions , this has become one of the most frustrating challenges in the insurance market today. This can be especial

In today’s digital age, wealth isn’t just measured in property, assets or investments — it’s also measured in data, privacy, identity, and digital reputation .For high-net-worth individuals living in Australia’s most elite suburbs, cyber threats have become one of the fastest-growing personal risks . Whether you live in a prestige home in Vaucluse , Point Piper , Mosman , Bellevue Hill , Toorak , Brighton , Hawthorn, Dalkeith , City Beach , Peppermint Grove , Ascot , New Far